California Medicare Advantage Plans

Medigap Health Insurance Plans 2019

In California, a Medicare Advantage Plan is a Medicare health plan offered by private insurance companies that get contracts with Medicare to provide seniors with all their Part A and Part B Medicare benefits.

Make your plan selections EARLY – before the end of 2016 to ensure you have the drug and health coverage you need on January 1, 2017. And shop around.

If you’re already in a Medicare Advantage Plan and want to switch for 2017 – do this:

  • If you want to switch your California Medicare Advantage Plan –  shop around for the best deal on plan premiums and choose a plan that’s best for your needs. You will be dis-enrolled automatically from your old plan when your new plan coverage starts.
  • If you want to change to Original Medicare, make contact with your current plan, or call 1-800-MEDICARE.
  • If you do not have other drug coverage, you should consider Medicare prescription drug coverage (Part D). In addition to a Medicare Supplement Insurance (Medigap) policy. You may only be allowed to switch at certain times of the year.
What do I need to know if I want to buy a Medigap policy for 2017?
• You must have Medicare Part A and Part B to buy a Medigap policy.

Medicare Advantage Plan (Part C)

A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Medicare Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee‑for‑Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

People can join any Medicare Advantage plan (such as an HMO, PPO or PFFS) in the county they live in. Medicare Advantage plans are also known as Medicare private plans. In advance of joining any insurance plan, you should ensure your doctor accepts the plan and that any doctors you want to see takes in new patients covered by that plan.